The latest issue of the PR Back Ring is now online, looking ahead to Book 1 of the Keeneland September Yearling Sale.

The PR Back Ring is the Paulick Report's bloodstock newsletter, released ahead of, and during, every major North American Thoroughbred auction. Seeking to expand beyond the usual pdf presentation, the Back Ring offers a dynamic experience for bloodstock content, heavy on visual elements and statistics to appeal to readers on all platforms, especially mobile devices.

Here is what's inside this issue…

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• Lead Feature Presented By Gainesway: Meredith Daugherty polls the decision-makers at major Kentucky stallion operations about which Grade 1 races for 3-year-olds hold the most weight when assessing potential stallion prospects.
• Stallion Spotlight: Sean Tugel of Gaineseway discusses young sire Karakontie, who is getting notable winners on both surfaces.
• Honor Roll Presented By Keeneland: Breeder Sabrina Moore reflects on the journey Knicks Go has taken from a $40,000 yearling at the Keeneland September sale to an earner of more than $5.3 million.
• Ask Your Insurer Presented By Muirfield Insurance: Bryce Burton of Muirfield Insurance goes into the details of covering yearlings, including notable dates and endorsements.
• Second-Crop Sire Watch: Stallions whose second crops of yearlings are represented in the Keeneland September catalog, including the number of horses cataloged and the farm where the stallion is currently advertised.

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The latest issue of the PR Back Ring is now online, ahead of the Fasig-Tipton Midlantic 2-Year-Olds In Training Sale.

The PR Back Ring is the Paulick Report's new bloodstock newsletter, released ahead of every major North American Thoroughbred auction. Seeking to expand beyond the usual pdf presentation, the Back Ring offers a dynamic experience for bloodstock content, heavy on visual elements and statistics to appeal to readers on all platforms, especially mobile devices.

Here is what's inside this issue…

CLICK HERE TO READ THIS EDITION OF THE PR BACK RING

• Lead Feature Presented By Crane Thoroughbreds: As the world waits for the split sample results to come back on Medina Spirit's Betamethasone positive in the Kentucky Derby, bloodstock editor Joe Nevills looks back on the eclectic stud career of Dancer's Image, the first horse to be disqualified from first in the Derby for a failed drug test in 1968.
• Stallion Spotlight: Glenn Brok of Diamond B Farm on first-year stallion Rowayton.
• Lesson Horses Presented By John Deere Equine Incentive Program: Craig Bernick of Glen Hill Farm on the hard lessons about the Thoroughbred market taught to him by You Go West Girl.
• Honor Roll Presented By Uptowncharlybrown Stud: Wait For It is a homegrown “miracle horse” for Bob Hutt.
• Ask Your Veterinarian Presented By Kentucky Performance Products: Dr. Daniel Devis of Rood and Riddle Equine Hospital on LASER therapy.
• Pennsylvania Leaderboard Presented By Pennsylvania Horse Breeders Association: Beren sets the pace among Pennsylvania program incentive earners through the first two months of 2021.
• Ask Your Insurer Presented By Muirfield Insurance: Bryce Burton of Muirfield Insurance explains how breeders can add more of a guarantee to a “no guarantee” stallion season.
• The Stat: Leading Maryland sires by increase in mares bred from 2019 to 2020.
• First-Crop Sire Watch: Stallions whose first juveniles are cataloged in the Fasig-Tipton Midlantic Sale

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It's a new year, and the PR Special is back with the reading material you need in advance of the Keeneland January Horses of All Ages Sale.

Today's issue offers exclusive, in-depth bloodstock content not yet seen on the rest of the website in a pdf format that's easy to read and print. Here's what's inside:

• Front Page: Bloodstock Editor Joe Nevills makes his “Five Fearless Predictions” about the bloodstock market in 2021, ranging from which stallions' stocks are on the rise to how the global economy will affect the Thoroughbred economy.
• Stallion Spotlight: Lane's End resident City of Light's first yearlings at Keeneland January.
• Ask Your Insurer: Bryce Burton of Muirfield Insurance compares insuring veteran broodmares versus broodmare prospects.
• First-Crop Sire Watch: First yearlings of Keeneland January.

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Thanks, as always, to the advertisers in today's edition of the PR Special. Your support is crucial to the functioning our our publication.

• Mill Ridge Farm
• Crestwood Farm
• Florida Thoroughbred Farm Managers
• Lane's End
• Muirfield Insurance
• Virginia Thoroughbred Association

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Email us at info@paulickreport. com if you have a question for an insurer.

QUESTION: What role does my insurance plan play when applying for an equine loan?

BRYCE BURTON: Business owners within the Thoroughbred industry, similarly to other business ventures, have the option to apply for outside funding in order to assist with the acquisition of high valued purchases. Just as a new business owner may secure a loan for the purchase of a new home, piece of land, of horse farm, the same option is available for the purchase of livestock, including Thoroughbreds.

When purchasing Thoroughbreds, the simple rule of thumb is that financing is available on breeding stock, but not racehorses. Mares, foals, and yearlings can all be used as collateral for an equine loan. As you'd expect, the lender requires that the applicant carry a certain amount of Full Mortality Insurance coverage throughout the life of the loan, so that in the event that something catastrophic happens to the equine asset, which in this case also serves as the collateral, the lender will be paid back in full.

The general rule of thumb when securing an equine loan is that the lender will provide a note up to the amount of 50 percent of the purchase price, making the borrower responsible for paying for the other 50 percent of the purchase.

As an example, if a new owner purchases a mare in the amount of $100,000 at public auction, they have the option to acquire outside funds through a lender up to the amount of $50,000 and would be responsible for the other $50,000. The lender would then require that the borrower place mortality coverage for the amount of the loan, which in this case is $50,000. It should be noted that the insured has the option to insure 100 percent of the purchase if desired. However, in most instances, the bank will only require the insured shows coverage for the amount of the loan. The lender is listed as a Loss Payee on the policy so that in the event of a claim, both parties would be compensated for their respective interests.

Bryce Burton is a property and liability specialist for Muirfield Insurance. He is from Frankfort, Ky., where he grew up an avid race fan. His Thoroughbred racing fandom combined with a collegiate internship in the insurance industry, culminated in a start in the equine insurance field. Bryce has been with Muirfield Insurance since 2014, following his graduation from Transylvania University in Lexington.

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The focus of the bloodstock community shifts across town for the Keeneland November Breeding Stock Sale, and the Paulick Report has the reading material you need for the day in the PR Special.

Today's issue, like every edition of the PR Special, offers exclusive, detailed bloodstock content not yet seen on the rest of the website in a pdf format that's easy to read and print.

With the recent pensioning of champion and leading sire Tiznow, bloodstock editor Joe Nevills assesses the state of the foundation Godolphin Arabian sire line – one that runs through the great Man o' War – which is left without a clear heir in North America.

Spendthrift Farm's Coal Front is the subject of this issue's Stallion Spotlight, with Mark Toothaker explaining what makes the globetrotting son of Stay Thirsty an appealing prospect for breeders. In a time when major catalog updates can be found throughout the sale catalog, Bryce Burton of Muirfield Insurance discusses when and how to change a horse's insured value in Ask Your Insurer. Then, Nevills takes a look at the new weanling sires in the Keeneland November sale in First-Crop Sire Watch.

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Thanks as always to the sponsors of the PR Special. Your support is invaluable to the functioning of our publication.

• Muirfield Insurance
• Spendthrift Farm
• A P Lucky – Hip 531 at Keeneland November
• Lane's End
• Virginia Thoroughbred Association
• Thoroughbred Charities of America
• Shadwell Farm

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The major mixed auction kicks off a big couple of weeks starting with the Sunday's Fasig-Tipton November Sale, and the Paulick Report has the reading material you need for the day in the PR Special.

This issue – featuring exclusive content not yet seen on the website – sees bloodstock editor Joe Nevills examining the recently released Jockey Club Report of Mares Bred to see which stallions made the biggest year-to-year jumps in the number of mares they covered in 2020.

The Stallion Spotlight shines on Shadwell Farm's Qurbaan, a multiple Grade 2-winning son of Speightstown who completed his first season at stud in 2020. In this issue's installment of INQUIRY, we ask folks on the sales grounds about their favorite music to listen to on the road, and get a wide range of results.

Dr. Charlie Scoggin of Rood and Riddle Equine Hospital discusses the cap on stud book size for colts born in 2020 or later from his professional perspective in Ask Your Veterinarian. Then, Bryce Burton of Muirfield Insurance explains how your equine insurance plan interacts with equine loans in Ask Your Insurer. Finally, Nevills takes a dive through the Fasig-Tipton November catalog to focus on the rookie stallions in First Crop Sire Watch.

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Thanks, as always, to our advertisers in this issue of the PR Special. Your support is crucial to the functioning of the Paulick Report.

• Muirfield Insurance
• Spendthrift Farm
• Virginia Thoroughbred Association
• Lane's End
• Iowa Thoroughbred Breeders and Owners Association
• Kentucky Performance Products/BoneWise
• Thoroughbred Charities of America
• Shadwell Farm

CLICK HERE TO READ THIS EDITION OF THE PR SPECIAL

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The Breeders' Cup is a celebration of the Thoroughbred industry's achievements on the racetrack, and on farms around the world, and the Paulick Report puts the spotlight on both in a unique Breeders' Cup edition of the PR Special.

In this edition, bloodstock editor Joe Nevills counts down the horses by freshman sires in each of Friday's five Breeders' Cup races for 2-year-olds. A win by one of their runners can turn the 2020 freshman sire race upside down, or put a leader out of reach for the rest of the year.

Nevills then examines all 14 championship races and identifies the most expensive auction graduate in each field. In INQUIRY, we have the members of the sales grounds go back to school, asking them what the name of their class on horse racing would be, if they taught one.

This issue's Ask Your Insurer sees Bryce Burton of Muirfield Insurance discuss coverage for in-utero foals purchased at auction. Then, Erin O'Keefe of BTE Stables goes over what to look for in a weanling-to-yearling pinhook prospect, especially on a budget. Finally, we see which stallions are represented by the most entries in the championship races this weekend in Breeders' Cup Sire Watch.

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Thanks to our advertisers for making this edition of the PR Special possible. Your support is crucial to the functioning of our publication.

• Farmers National Bank
• Spendthrift Farm
• Thoroughbred Review
• Lane's End
• Iowa Thoroughbred Breeders And Owners Association
• Thoroughbred Charities of America
• Muirfield Insurance
• BTE Stables
• Virginia Thoroughbred Association
• Shadwell Farm

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The 2020 yearling auction season comes to a close with the Fasig-Tipton Kentucky October Yearlings Sale, and the Paulick Report has the reading material you need in the sale preview edition of the PR Special.

In this edition, bloodstock editor Joe Nevills examines the elite fraternity of sires who had a North American classic winner in their first crop. This year's Triple Crown saw the club add two new members in Constitution, sire of Belmont Stakes winner Tiz the Law, and Daredevil, sire of Preakness Stakes winner Swiss Skydiver.

The Stallion Spotlight turns on Fast Anna, with Tom Hamm of Three Chimneys describing what makes the son of Medaglia d'Oro appealing for potential breeders. Then, Nevills polls the members of the sales grounds about their favorite sports teams in this issue's edition of INQUIRY.

Bryce Burton of Muirfield Insurance discusses protections important for consignors on the sales grounds in the latest edition of Ask Your Insurer. Finally, we take a look at the rookie stallions represented in the October sale catalog in First-Crop Sire Watch.

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Thanks as always to our sponsors for making this edition of the PR Special possible. Your support is crucial to the functioning of our publication.

• Muirfield Insurance
• Spendthrift Farm
• NTRA Advantage/John Deere Equine Program
• Lane's End
• Virginia Thoroughbred Association
• Blue Grass Farms Charities
• Iowa Thoroughbred Breeders and Owners Association
• BloodstockAuction.Com
• Shadwell Farm

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Email us at info@paulickreport. com if you have a question for an insurer.

QUESTION: In the event that my insured horse is being transported to the clinic for a procedure, what are my responsibilities as a policyholder? Are any veterinary expenses covered under my full mortality, or all-risk mortality policy?

BRYCE BURTON: The conditions of a full mortality insurance policy require that the underwriters are notified immediately should an insured animal become ill or injured. The underwriters must also be notified prior to any surgery being performed, unless the surgery is an emergency life-saving procedure. Notifying your agent and/or underwriter is mandatory at the earliest possible time.

The most efficient way to notify the underwriter is to contact your equine insurance agent so they can pass along the necessary information.

Most full mortality policies contain a free Emergency Colic Surgery Endorsement up to a $5,000 limit per occurrence on horses 91 days of age through 18 years, with no prior history of colic issues. Beyond the Emergency Colic Surgery Endorsement, either a Major Medical Endorsement, Surgical Endorsement, or Racehorse Surgical Endorsement would have to be in place in order to qualify for coverage of veterinary expenses. Please see the previous article regarding Major Medical coverage here.

QUESTION: What do I need to do in the event that my insured horse is in a life-threatening situation?

BRYCE BURTON: In the event that an insured horse is facing a life-threatening situation, the policyholder should call their agent immediately. It's always a good idea for an insured to have the agent's after-hours number saved so that it's accessible at all times.

It's also beneficial to have the horse's name, dam's name, age, attending veterinarian's contact, and care- taker's contact on hand for the agent. The agent will then reach out to an emergency adjuster, who will take over from there. The adjuster will need to speak directly to the vet and/or caretaker of the horse regarding the situation in order to ensure that everyone is on the same page with respect to the horse's health moving forward.

Bryce Burton is a property and liability specialist for Muirfield Insurance. He is from Frankfort, Ky., where
he grew up an avid race fan. His Thoroughbred racing fandom combined with a collegiate internship in the insurance industry, culminated in a start in the equine insurance field. Bryce has been with Muirfield Insurance since 2014, following his graduation from Transylvania University in Lexington.

The post Ask Your Insurer Presented By Muirfield Insurance: What To Do When Shipping Your Horse To The Veterinary Clinic appeared first on Horse Racing News | Paulick Report.

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In a whirlwind month for the auction season, the industry's attention now turns to Keeneland for the marathon September Yearling Sale, and the Paulick Report has what you need to read in the preview edition of the PR Special.

In this edition, bloodstock editor Joe Nevills examines equine financial lending, how it has changed since the last boom of the mid-2000s and the subsequent market crash, and what the activity that lenders have seen in the midst of COVID-19 uncertainties can tell us about the current direction of the Thoroughbred economy.

Walker Hancock of Claiborne Farm answers questions about veteran sire First Samurai in the latest Stallion Spotlight, then Bryce Burton of Muirfield Insurance discusses what to do and what to know if your Thoroughbred is being transported to the veterinary clinic for an emergency.

We then turn our attention to a pair of horses succeeding in unique ways. First, in Honor Roll Presented by the Runhappy Meet at Kentucky Downs, Ray Paulick looks at the family ties that led Ms Bad Behavior from being a $75,000 yearling purchase to an earner of over $500,000, including a victory in the G3 Three Chimneys Ladies Turf Stakes at Kentucky Downs. In the Florida-Bred Leaderboard, we take a look at the top Florida-bred juvenile earners on dirt during the Gulfstream Park summer meet; a category dominated by homebreds for Gil and Marilyn Campbell's Stonehedge LLC. Finally, we list the newcomers in the stallion ranks over the two-week Keeneland September sale in First-Crop Sire Watch.

CLICK HERE TO READ THIS EDITION OF THE PR SPECIAL

Thanks to our advertisers for making this edition of the PR Special possible:

• Muirfield Insurance
• Spendthrift Farm
• NTRA Advantage/John Deere Equine Program
• Lane's End
• Virginia Thoroughbred Association
• Runhappy Meet at Kentucky Downs
• Florida Thoroughbred Breeders and Owners Association
• Ontario Racing
• Shadwell Farm

CLICK HERE TO READ THIS EDITION OF THE PR SPECIAL

The post PR Special Keeneland September: What Equine Lending Can Tell Us About The State Of The Marketplace appeared first on Horse Racing News | Paulick Report.

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